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** NEVER DIET AGAIN (aka: "The Permanent Diet") **

I'm about to give a presentation this afternoon on one of my other passions: financial independence. I love teaching people to never stress about money and financially prepare for retirement!

In the last year since I've been on FS, we've thrown around the term "caloric budget" a few times. I'm about to offer a little more in-depth advice to this topic.

So, the basic caloric budget - like your financial budget - is how much you can spend based on how much you earn. If you workout, do lots of exercise/activities, or have an active job, consider yourself fairly wealthy and have a lot of spending power!

If you'd like to be able to eat more, MOVE MORE. That's how you "get a raise" and increase your "paychecks" so you have more to spend. You're in total control of your "income" here 😉

As with money, you don't need to spend it all though. That's the next point here: SAVINGS.

When folks see they need around a million+ dollars in order to retire, they get overwhelmed and shut down. They see it as an impossible task and hesitate to even take the first step. The same can be said for someone attempting to lose 50, 100, 200+ pounds. It's daunting at first glance, but this should make the mountain a bit more like a mole hill...


They keys to retirement savings are:

(1) Make steady contributions towards your account and don't skip a payment.

(2) Don't be in a rush.

(3) Start small.

(4) Focus on developing good spending habits.



Here's how this translates into permanently achieving your fat loss goal:


(1) Create a dieting plan with long-term goals in mind instead of a quick weight drop. Choose foods you enjoy in small portions to prevent cravings.

(2) Watching the scale is like watching your investments... the stock market goes up and down and so does scale weight. Keep your eyes up and keep your focus down the road to avoid short-term freak-out cycles.

Remember, you're gonna be doing this for years (not months), so pick a diet of foods or restrictions that are comfy so it doesn't stress you out later with temptations.

(3) When starting to save money, $50 a paycheck is a great start. You can gradually increase this over time as you become more disciplined. The same thing applies to calories; you don't need to suddenly slash 1000 calories in order to lose weight. Start by removing 100 calories at a time to prevent shock. You can increase the deficit as you go.

(4) Focus on good eating habits. "Live within your means" and remember this is a skill that takes practice! Slowly eliminate those things that you know to be stumbling blocks and increase things that are beneficial.

Practicing portion control and moderating the snacks and treats are the first step.


It takes a long time to do it right. Build the foundation for lasting results. Remember that each time you "cheat" yourself, you set back your progress, but it doesn't mean it's over. No point in getting bummed... just get back on track quickly and pick up where you left off without guilt.

Keep your long-term goals in mind and avoid the short-term pleasures when possible.

"That $50,000 car you choose to buy today means you just added 3-5 years to the time you could've been retired!" That's a phrase I use to put goals into perspective. Personally, I'll drive a beater in order to achieve my goals 👍

#Priorities
69,4 kg Sejauh ini Berkurang: 2,3 kg.    Sisa: 0 kg.    Diet diikuti: Cukup Baik.

Lihat Kalender Diet, 01 April 2019:
2745 kkal Lemak: 104,43g | Prot: 172,88g | Karb: 297,04g.   Makan Pagi: Chick-fil-A Chick-fil-A Sauce, Publix Quick Cooking Oats, El Popular Chorizo, Oakdell Jumbo Eggs, Winco Foods 1% Lowfat Chocolate Milk. Setelah Sarapan: Nature's Best Isopure Low Carb Dutch Chocolate, Optimum Nutrition Micronized Creatine Powder, Winco Foods 1% Low-Fat Chocolate Milk, Coffee (Brewed From Grounds). Makan Siang: Fiber One Protein Bars - Peanut Butter, Fiber One Chewy Bars - Oats & Chocolate. Makan Malam: Smucker's Sugar Free Strawberry Preserves, Tillamook Marionberry Pie Ice Cream, Daisy Low Fat 2% Small Curd Cottage Cheese, Nature's Best Perfect Zero Carb Isopure Whey Protein Isolate - Mango Peach, Stouffer's Chicken Alfredo. Setelah Makan Malam: Extra Strength Melatonin Gummies, Dr. Tobias Triple Strength Omega 3 Fish Oil, Vitafusion MultiVites Gummy Vitamins. lagi...
2302 kkal Latihan: Pekerjaan Kebun (Berkebun) - 15 menit, Memasak - 15 menit, Mandi - 30 menit, Menonton Televisi - 6 jam, Mengemudi - 1 jam, Tidur - 7 jam dan 30 menit, Istirahat - 30 menit, Bus Driving - 8 jam. lagi...
Kehilangan 3,2 kg dalam 1 minggu

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Komentar 
Amen! Excellent advice. ✔ 
01 Apr 19 oleh anggota: Becc@
Wish I could be there for your presentation! 💙 
01 Apr 19 oleh anggota: Erquiaga
Excellent!! My car is not a beater YET but it’s seven years old now. The dealer is constantly calling to come in to see the great offer they have for us. No thanks! Not having a car payment is golden! Ima gonna drive this thing to the ground. The bank can make their $$ off someone else! Just like the ads for lose 30 pounds in 30 days!!!! NO THANKS!😜 
01 Apr 19 oleh anggota: wifey9707
Very good advice. I would also toss in 'be careful of greed' and then there's that thing were you feel you're so deeply invested in something that you stay with it despite poor results rather than change... what is that phrase? 
01 Apr 19 oleh anggota: FullaBella
I'm beginning to think maybe I did hit my head last night - but it's more likely lack of sleep - my thoughts are slow today. Anyway - although this analogy was to be diet based your comment re clunker hit a chord with me. The word 'totaled' was tossed about last night on my car. I HATE that as I paid it off 6 years ago and enjoyed NOT having a car payment. I am not comfortable with a clunker because I need something reliable. I'm on the fence if my car isn't repairable. Lease or buy? Your thoughts? 
01 Apr 19 oleh anggota: FullaBella
Great post!  
01 Apr 19 oleh anggota: rosio19
Buena suerte 🍀  
01 Apr 19 oleh anggota: rosio19
cool explanation... now do it in terms of Johnson and Evinrude....LOL . 
01 Apr 19 oleh anggota: Chewing Jello
We leased once. Never again. Pure rip off!! Buy and own. Best way imo. Since people seem to give opinions around here!! But don’t want no fights. You want to lease...lease. But I’ll never do it again.  
01 Apr 19 oleh anggota: wifey9707
Nothing better than owning your home  
01 Apr 19 oleh anggota: rosio19
Well actually being a millionaire might be better 🤔 
01 Apr 19 oleh anggota: rosio19
So, how was the presentation to the live audience? 
01 Apr 19 oleh anggota: Erquiaga
Listen to the man. We were able to retire early with absolutely no debt. We always lived below our means. Many friends would say, "well I deserve this big house, etc." Didn't follow their lead. Next topic for Chris, the importance of having a Trust. 
01 Apr 19 oleh anggota: Erquiaga
Excellent post,  
01 Apr 19 oleh anggota: jenjabba
Great advice both financially and nutritionally. Thank you.  
01 Apr 19 oleh anggota: FullaBella
After almost 19 years of doing this I wholeheartedly agree with choosing foods you like and learning to portion it. You'll be on a restriction/binge cycle for the rest of your life otherwise. 
01 Apr 19 oleh anggota: -Diablo
Great post and I hope the presentation went well 
01 Apr 19 oleh anggota: -Diablo
Right, Diablo, his correlation between financial and dietary needs (weight loss) was fantastic!  
01 Apr 19 oleh anggota: Erquiaga
You are so good at explaining these things! Excellent! 
01 Apr 19 oleh anggota: peeperjj
A 90 min Q&A is definitely indicative of a successful presentation! Very well done, you!! 
02 Apr 19 oleh anggota: FullaBella

     
 

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